Required Documents

  • Copy of most recent two (2) years W-2 statements
  • Copy of pay stubs covering the last (30) thirty days
  • Copy of most recent monthly bank statements
  • Copy of most recent statement 401K, IRA, or Mutual Fund Accounts
  • Copy of most recent brokerage statement for any stocks, bonds or certificates of deposits (or copies of actual certificate)
  • Copy of the purchase agreement
  • If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
  • If divorced…a fully executed divorce decree
  • For a refinance...a copy of the mortgage deed, and most recent property tax statement
  • For self employed borrowers: employed in sales, paid by commission, or owns rental real estate: Two (2) years signed personal tax returns - including all schedules.If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

 

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