How Much of a Down Payment Do I Need?

Calculates loan down payment amount based on sales price of the home, down payment percentage, estimated interest rate, discount points paid at closing, and loan length.
Loan Information
Sales Price of Home
Down Payment Percentage %
Estimated Interest Rate
Discount Points Paid at Closing %
Mortgage Term
Additonal Expenses
Estimated Annual Property Taxes
Est. Annual Homeowners Ins.
 
Mortgage Results
Mortgage Amount
Down Payment Amount
Discount Points
Closing Costs
Prepaids
Total Cash
Monthly Payments
Monthly Principal & Interest Payment
Estimated Monthly Property Tax Payment
Estimated Monthly Insurance Payment
Total Estimated Monthly Payment
Estimated APR %
DISCLAIMER: The prequalification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.


 

NMLS Consumer Access


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